Hi, I'm the Mortgage Ref!
Also known as Ray Henderson, I grew up in Richmond, Virginia and earned a Bachelor of Science from Towson State University in Baltimore, Maryland. After spending high school and college playing football, I taught physical education and coached football, basketball, baseball, and swimming. In the spring of 1980, I had the opportunity to spend the summer learning about the mortgage business, and I made more money that summer than I had all year teaching. I loved coaching and had bonded with my students, but I had a difficult decision to make. I resigned my teaching position, and after some time training, I moved to Birmingham, Alabama to open a new mortgage lending office.
37 years later,
I have served the community at many institutions in many cities and in many roles, and I even briefly sold real estate. I have directly or indirectly helped close to 5,000 clients in that time. I have been a manager, VP, Sr. VP, and a business owner, but having tried it all, I returned home at MortgageRight and am now doing what I love: helping my clients and mentoring new loan officers.
I love my work with kids and helping families achieve their homeownership goals, and from my two passions, The Mortgage Ref was born!