As a licensed mortgage loan originator for nearly two decades, I pride myself with the service, dedication, honesty and integrity you come to realize after working with me. I support my clients during planning stages of the home loan, to the pre-approval process, all the way through closing. I provide expert advice in credit restoration and down payment assistance programs for your local market. Whether you are a first-time home buyer or a seasoned homeowner, you can trust me with all of your home financing needs.
Additional languages spoken: Spanish
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.