As a mortgage loan originator with more than 20 years in the industry, I’ve enjoyed serving borrowers, realtors and financial professionals with integrity and expertise. My interest in lending began 25 years ago when I was working for a financial planner in Orange County, CA. There I observed most clients benefited from a detailed review of debt, mortgage and homeownership. I began specializing in this area more and more until it became the exclusive focus of my career. I have extensive knowledge of the lending process, working with real estate contracts, and all parties to purchase and sales transactions. My highest priority is on excellent communication and access to all parties of a transaction, along with great execution in timely closing, and immense value in terms of product and pricing. These are the fundamental ingredients for lasting relationships and results in the lending process; and MortgageRight is just the right company to deliver on these commitments. I look forward to being a trusted resource for you.
MortgageRight removes the speed bumps on the road to homeownership. With locations nationwide lending directly to homebuyers, we cut out the middle man, ensuring a fast, worry-free process. That’s the RIGHT way to do a mortgage!
To help make housing more affordable for home buyers and homeowners, the FHA reduced annual FHA mortgage insurance premiums (MIP) for new mortgage loans. Refinancing into a lower monthly FHA MIP may help homeowners reduce an existing overall mortgage payment, reduce an existing mortgage interest rate, and build home equity faster.
If you are evaluating the pros and cons of a conventional refinance, reach out to MortgageRight to learn about your best options. Refinancing can potentially lower your monthly mortgage payment, pay off your mortgage faster or get cash out for that project you’ve been planning.
The VA Home Loan program provides qualified homeowners with a simple way to take advantage of lower rates and decrease their monthly mortgage payment. Beyond that, military homeowners can get cash-out on a VA refinance and use the proceeds for a variety of needs, from paying off debt or making home improvements and much more.
A conventional refinance can be a excellent way for FHA homeowners to cancel their FHA mortgage insurance premiums. Rather than refinance with the FHA, homeowners can opt to refinance with a conventional loan instead. This strategy is increasingly popular as home values continue to recover nationwide. The rules are basically the same for refinance as they are for purchase, but the results can prove to be a great way to save money on both the short and long run.
Disclosure: Even though a lower interest rate can have a profound effect on monthly payments and potentially save you thousands of dollars per year, the results of such refinancing may result in higher total finance charges over the life of the loan.
111 Bain Street Suite 359
North Carolina 27406
Branch NMLS ID # 2229723
Even though a lower interest rate can have a profound effect on monthly payments and potentially save you thousands of dollars per year, the results of such refinancing may result in higher total finance charges over the life of the loan.
TJC Mortgage, Inc. dba MortgageRight (NMLS# 2239) is an approved lending institution. Interest rate, program terms, and conditions are subject to change based on borrower eligibility and market conditions. Certain restrictions and conditions will apply and not all applicants will qualify. Mortgage to be refinanced must be insured.